Fund with money
Bank transfer or card. The money lands as USDC in its own segregated cell and your wish is created for you. No wallet, no seed phrase.
Fund a wish with ordinary money: a bank transfer. It lands as USDC in its own cell; you never touch a wallet or a seed phrase.
Blocked jurisdictions are screened at this step (geofence + sanctions). Provider contracts & licences needed before real money flows are listed in the project's FINAL.md.